HARRY BLAKE PANOSIAN, CFP® CDFA® ChFC® AIF®
Character Confidence Trust
Financial Wellness Coaching
This firm was formed to provide clients with comprehensive financial planning and wealth management services. Motivated by its desire to help every client achieve financial liberty, the advisors of the firm offer a multidisciplinary financial approach, a broad network of certified professionals, valuable access, and a dedicated team that offers a tailored experience and services to clients. In addition, this specialized team of financial experts is committed to serving clients with loyalty, fairness, responsibility, and competency. The advisors of the firm know that their clients have worked hard to get where they are today, and vow to help them get where they are going tomorrow.
SERVICES
Choose the services a' la carte or build a comprehensive plan
Life & Longevity Planning
It' not just numbers. Longevity risk is wreaking financial and emotional havoc on families. Let us help you mitigate that risk.
Investment Advice & Risk Analysis
What is your risk number? Does your risk tolerance and investment choices align with one another? Take the Riskalyze assessment below and find out.
Investment Management
Portfolio management through third party money managers, such as Morningstar, JP Morgan Chase& Blackrock to name a few.
Retirement Planning
Income planning creates predictable sleeves of income from social security, pensions, 401(K)s and annuities. The greatest fear Americans have is running out of money in retirement.
Tax Planning
Tax planning is an essential part of any plan. It helps achieve a predictable outcome. Keep more of what you earn.
Estate Planning
Estate planning is not only for the wealthy. Avoid bickering among your children after you're gone. Get them involved and communicate your intentions.
The Aging Of Baby Boomers
Do yo know someone with cognitive impairment? Dimentia? Alzheimers? I did and the end is not pleasant. Plan ahead before the storm hits.
Comprehensive Financial Planning
This is where we tie in all the essential pieces of your financial character & confidence in our process and build mutual trust.
Mortgage Finance Planning
A home purchase is the largest investment most people make. With smart planning, we help guide you through TRID and the maze of options available to you.
Divorce Issues
Life events often try to derail the best of plans. Through partnerships with certified family attorneys, we help you minimize their impact.
Insurance Risk Management
With proper insurance planning, longevity & premature death risks should be managed to avoid chaos from those life events.
Wills, Revocable & Irrevocable Trusts
This service is offerred through strategic alliances with trusted legal partners.
REVIEWS
FINRA does not allow testimonials but we'll gladly give you references you can talk to.
OUR APPROACH
First, We listen.
I’ll start with an honest chat with you to understand you, your family, your goals and vision and line it up with our mission, which is helping our clients reach financial freedom.
Then, We learn.
What I learn sets the foundation for a roadmap. We’ll build upon it to create a clear, concise and cohesive plan to help guide you to your vision and financial freedom.
Lastly, We lead.
I lead by utilizing the tools at our disposial to make it simple yet comprensive to address all your areas of concern.
Harry Blake Panosian
About Harry
Harry's gravitation to the financial services industry began taking shape early on when personal tragedy struck home with the untimely death of his father at the influential age of 16 to a massive heart attack. While attending Widener University Harry worked odd jobs to pay for his tuition and to make ends meet. Upon graduation, Harry decided to embark on a career in the financial services industry, specifically life insurance. Harry's father Krikor, a hard working dedicated family man did not believe in life insurance and did not carry any life insurance on his own life which caused extreme hardship on the family. His untimely death and lack of financial means hence inspired Harry the desire to empower others to be prepared for financial calamity brought on by untimely death.. Decades later, Harry has enjoyed success by embracing his clients and providing them with the unparalleled service with integrity in multiple financial services disciplines.
Harry's Professional designations are: Certified Financial Planner™ Professional, CFP®, Certified Divorce Financial Analyst®, CDFA®, Certified Mortgage Consultant®, CMC®, Chartered Financial Consultant™, ChFC® & Accredited Investment Fiduciary™, AIF®.
Harry has over 35 years of experience in the financial services industry. He holds securities licenses Series 7, 24, & 63 as well as licenses in real estate AZ SA511150000, mortgage broker NMLS# 150459, and insurance, NIPR # 2494007 Harry received his B.A. from Widener University, CFP® from the College for Financial Planning in Denver, ChFC® from The American University & CDFA® Designation through The Institute for Divorce Financial Analysts.
Cambridge is a nine time winner in the Broker/Dealer of the Year annual poll of advisors. Investment Advisor magazine, 2017, 2016, 2015, 2014, 2013, 2012, 2010, 2008, 2007, Division IV; 2003, Division III. A broker-dealer becomes eligible for this honor only after a minimum of 10% of its producing rep-advisors cast valid ballots. The ballots rate the broker-dealer in 15 different defined by Investment Advisor as relevant challenges and concerns. Broker-dealers receiving the highest marks in each of four are declared Broker-Dealer of the Year. Results are based on experiences and perceptions of participants surveyed in June of each of the years listed. Experience may vary. Visit advisorone.com.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Gateway Financial Advisors, Inc., and Cambridge Investment Research, Inc. are not affiliated." This communication is strictly intended for individuals residing in the state(s) of AZ,WA CA and NV. No offers may be made or accepted from any resident outside the specific states referenced.
PRIVACY POLICY Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers' need and desire to preserve their privacy and confidentiality. Safeguarding our customers' privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers' nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information. Information We Collect We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information. Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity. Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness. From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits. Information We Disclose Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law. By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website. We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies. All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement. We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.
